Home sales and mortgages

📝 Home sales and mortgages

How many homes change hands each year and how many are bought with a mortgage. These are sales registered in the property registries (they usually arrive one or two months after signing) and mortgages taken out on homes, always per 1,000 inhabitants. The mortgage amount is shown adjusted for inflation, in 2025 euros.

Trend

Sum of the last 12 months, per 1,000 inhabitants. The year with the most sales per inhabitant in the series (since 2007) is 2007, with 17.2; the lowest, 2013, with 6.6. In 2025 there were 14.5.

New or second-hand

How much is borrowed

Average amount of mortgages taken out on homes, with and without inflation. Mortgages per 100 sales: 70 in 2025. They are not the same transactions (homes that have not just been bought are also mortgaged), but it gives an idea of how many purchases are financed with a loan.

By region

Sales over the last 12 months per 1,000 inhabitants.

By province

Sources: INE, Property Rights Transfer Statistics, table 6150 (registered home sales, monthly since 2007) and INE, Mortgage Statistics, tables 13896 and 3200 (mortgages taken out on homes, since 2003). Population: INE, as at 1 January. Amounts deflated with the INE general CPI (base 2025), month by month.